Holiday Shopping Tips
Does the holiday season bring you more stress than cheer? Here are 4 tips on shopping for your family and friends this year designed to help keep your year merry and bright.

Shop in Off-Peak Hours
Most stores aren't very busy in the early morning or late at night. Shop at slow times and you can forego the crowds and long lines.

Take a List that Includes Your Budget
Start your holiday list early in the season and take your checklist with you when you go shopping. Your list should include a maximum amount you want to spend for that gift or person.

Buy Extra Gifts
Find some "generic" items on sale that can be for a man or woman and purchase a couple of extras in case someone unexpectedly gives you a gift.

Reward Yourself
Treat yourself to a special lunch, or buy a small token for a job well-done. You deserve it.

My best wishes for you and your family this holiday season!